Real Estate Debt Facility Calculator + Lender Bridge

🏠 WHY structure matters:

Wrong real estate debt can kill your deal or trap you in expensive terms. Right structure maximizes leverage and tax benefits.

📈 HOW we optimize:

Analyze your property and entity structure, then bridge you to specialized real estate lenders who understand your asset class.

💰 WHAT you discover:

Compare DSCR, bridge, construction, and commercial loans + direct connections to property-focused lenders. Data protected until approval.

🚀 WOW advantage:

Match 8+ real estate debt facilities to your specific property type and get pre-qualified without sharing financials with everyone.

Find optimal real estate debt facilities while connecting to specialized property lenders through our secure bridge.✅ 2025 Rates | Prime Commercial: 7.5% | IRS-Compliant Analysis | Commercial Underwriter Precision

Property Information

Property Value

Down Payment

Project Type

Desired Timeframe

Credit Score

Monthly Income

Entity Type *

Entity type is required for accurate tax calculations

Interest Rate Type

Operating Companies

No operating companies added yet.

Add companies to enable cross-corporate guarantees and strengthen your application.

Business Owners / Guarantors

No owners added yet.

Add business owners to provide personal guarantees and detailed financial profiles.

Available Debt Facilities

DSCR (Debt Service Coverage Ratio) Loan

Non-QM loans based on property cash flow rather than personal income

Rate: 8.0% - 10.0%

Max LTV: 75% - 80%

Term: 30 years

Bridge/Hard Money Loan

Short-term financing for acquisitions, rehabs, or quick closings

Rate: 12% - 20%

Max LTV: 70% - 80%

Term: 6-24 months

Construction-to-Permanent Loan

Financing for ground-up construction projects

Rate: 8.5% - 10.5%

Max LTV: 80% - 90%

Term: 12-18 months + 30 years

Commercial Real Estate Loan

Traditional financing for commercial properties

Rate: 9.0% - 16.5%

Max LTV: 70% - 80%

Term: 10-25 years

Portfolio/Bank Statement Loan

Loans held by lenders, not sold to agencies

Rate: 8.0% - 10.5%

Max LTV: 80% - 85%

Term: 15-30 years

203K/Rehab Loan

Financing that includes renovation costs

Rate: 8.5% - 11.5%

Max LTV: 85% - 97.5%

Term: 15-30 years

Mezzanine Financing

Hybrid debt-equity financing for larger projects

Rate: 12% - 20%

Max LTV: 70% - 90%

Term: 2-5 years

SBA 504 Loan

Owner-occupied commercial real estate financing

Rate: 8.5% - 10.5%

Max LTV: 90%

Term: 10-25 years